Frequently Asked Questions About Buying HDB In Singapore As A PR
Can You Buy A House In Singapore As A PR?
Houses are considered landed properties and are exclusive only to Singapore citizens. A Singapore permanent resident cannot purchase a house, but they can appeal to the Singapore Land Authority (SLA), as stated in the Residential Property Act. The SLA may approve applications from PRs under certain conditions (usually if the PR has been shown to have made exemplary contributions to the state).
Can A Single Singapore PR Buy An HDB Flat?
No. The only way a single Singapore PR can buy an HDB flat directly is if you're married to a Singapore citizen.
Can A Singapore PR Own Both Private Property And HDB?
No. If you're a PR who owns an HDB resale unit, you must dispose of it or sell it within six months of buying a private residential property.
How Long Before A Singapore PR Can Buy A HDB Flat In Singapore?
A PR must have been living in Singapore for at least three years before they can buy a HDB resale flat.
Can A Singapore PR Receive Housing Grants To Purchase A Resale Flat?
Yes, but the following are grants available to Singapore PRs who are buying a resale flat for the first time with another Singapore citizen or Singapore PR.
- Family Grant - You can get either S$40,000 (for a 5-room or bigger resale flat) or S$50,000 (for a 4-room or smaller resale flat). To qualify for this grant, you must ensure that the resale flat's remaining lease can cover the youngest co-owner until they're aged 95.
- Enhanced CPF Housing Grant - You can get up to S$80,000 in housing grants.
- Proximity Housing Grant - If you buy a resale flat near your children/parents, you can get $30,000 (living with parents/child) or $20,000 (living within 4 km from parents/children).
- Citizen Top-Up - The government will refund you S$10,000 if a qualified SPR household member becomes an SC after paying the premium.
Note that these grants are subject to eligibility criteria.